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HSA 2025 and 2026 Limits

 
 
Summary table for 2025 and 2026 changes

HSA Contribution Limits by Year
     
  2026 2025 Change
Individual $4,400 $4,300 $100
Family $8,750 $8,550 $200
Catch-up $1,000 $1,000 $0
       
Minimum Deductible Amounts for a Qualified HDHP      
  2026 2025 Change
Individual $1,700 $1,650 $50
Family $3,400 $3,300 $100
       
Maximum Out-of-Pocket Amounts for a HDHP      
  2026 2025 Change
Individual $8,500 $8,300 $200
Family $17,000 $16,600 $400